I've requested that in Book III the Dodge and Armor skills both contribute to your defense the same way wearing armor and having high Dexterity do in Books I and II.
Whre did you request that? I need to counter it...It's perfectly fine the way it is. A little brain activity while playing games isn't such a bad idea ;)
It's not the original poster's problem that bothers me, it's that Dodge is severely underpowered at low levels and game-breaking at high levels. The Armor skills are both incredibly good at level 1 but then not strong enough to be worth putting points into. Really, "skill balance" is my main request for Book III.